Our savings rates

Rates correct as at 14 November 2024.

Personal Customers

Variable Rate Accounts
Interest Rate
Gross1
AER2
Classic Saver NI / GB
2.00%
2.00%
Every Day Saver GB
2.00%
2.00%
KidSave
2.70%
2.70%
  • For balances less than £1 the rate is 0%
  • Rates apply to new and existing customers
  • The interest rate is variable, this means the rate can go up or down
  • The Every Day Saver account is no longer available to new customers
  • Interest is calculated daily and paid annually in March
Fixed Rate Accounts
Interest Rate
applies to accounts opened from 14 November 2024
Limited Edition Fixed Term Deposit
Gross1
AER2
6 Months
3.56%
3.60%
12 Months
4.05%
4.05%
2 Years
3.82%
3.75%
  • Minimum deposit £2,000. Maximum deposit £1,000,000
  • Withdrawals are not permitted during the term.
  • The interest rate is fixed. This means that from the start of the term to the end, the interest rate will remain the same.
  • Full details of our Savings Accounts can be found here.

 

Business Customers

Interest Rate
Product
Gross1
AER2
Premium Business Reserve
1.70%
1.71%
Instant Saver Plus GB
1.70%
1.71%
  • Interest is calculated daily on your closing balance and is paid half yearly, in March and September
  • The interest rate is variable, this means the rate can go up or down

For queries on Classic Saver – NI interest rates, please contact our Customer Service Team on 0345 6016 157.

For queries on Classic Saver – GB and Every Day Saver interest rates, please call our Customer Service Team on 0345 850 1234.

1 The gross rate is the interest rate before the deduction of income tax.
2 AER stands for Annual Equivalent Rate. It shows what the interest rate would be if the interest rate was paid and added each year.