Rates correct as at 15 April 2025.
Personal Customers
| Online ISA | Interestapplies to accounts opened tax-free 1
Rate from 15 April 2025 AER 2 |
|---|---|
| Easy Access (Variable Rate) | 4.05% with bonus (includes a fixed bonus of 2.80% for the first 12 months) |
| 1.25% without bonus | |
| Fixed Rate – 1 Year Term | 3.95% |
| Fixed Rate – 2 Year Term | 3.80% |
- Minimum deposit Easy Access £100. Minimum deposit Fixed rate £500.
- Rates apply to new Easy Access and Fixed Rate customers.
- The Easy Access product has a variable interest rate; this means the rate can go up or down.
- The Fixed Rate products have a fixed interest rate. This means that from the start of the term to the end, the interest rate will remain the same.
- Easy Access product – Interest is calculated daily and paid annually in March.
- Fixed Rate products – interest is calculated daily and paid on the anniversary of product opening.
- For balances less than £1 the rate is 0%
- Rates apply to new and existing customers
- The interest rate is variable, this means the rate can go up or down
- The Every Day Saver account is no longer available to new customers
- Interest is calculated daily and paid annually in March
applies to accounts opened from 15 April 2025
- Minimum deposit £2,000. Maximum deposit £1,000,000
- Withdrawals are not permitted during the term.
- The interest rate is fixed. This means that from the start of the term to the end, the interest rate will remain the same.
Full details of our Savings Accounts can be found here.
Business Customers
- Interest is calculated daily on your closing balance and is paid half yearly, in March and September
- The interest rate is variable, this means the rate can go up or down
For queries on Online ISA – please contact our Customer Service Team on 0333 2205069. Lines are open 9am-7pm weekdays and 9am-1pm on Saturdays. Calls cost no more than calls to geographic numbers (01 or 02). Calls from landlines and mobiles are included in free call packages.
For queries on Classic Saver – NI interest rates, please contact our Customer Service Team on 0345 6016 157.
For queries on Classic Saver – GB and Every Day Saver interest rates, please contact our Customer Service Team on 0345 850 1234.
We may record or monitor calls and use them for training and compliance purposes. Call costs may vary dependant on your service provider. Our telephone lines are open Monday to Friday 9:00am – 5:00pm, Saturday 9:00am – 2:00pm, Sunday Closed.