Rates & fees

Northern Ireland Customers

Personal Savings & Deposit Rates NI

All rates correct as at 9 December 2024.

Classic Saver

£ Gross1% AER2 %
1+ 1.90 1.90
Less than 1 0.00 0.00

KidSave

£ Gross1% AER2 %
1+ 2.60 2.60
Less than 1 0.00 0.00

Limited Edition Fixed Term Deposit

Balances £2000 to £1,000,000 Gross1/AER2 % (Fixed)
6 months 3.56/3.60
12 months 4.05/4.05
2 years 3.82/3.75

Call Account

£
Interest rates are variable and paid twice a year in March and September
10,000+ The rate of interest applicable to your account will be agreed with you on the date that your account is opened. If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

Standard Fixed Term Deposit Account

£
Interest rates are fixed and paid at the end of the agreed term.
10,000+ The rate of interest applicable to your account will be agreed with you on the date that your account is opened. If you have already taken advantage of our bespoke rate offering, please contact your local branch or Business Team to confirm your interest rate.

 

Online ISA

TAXFREE3 /AER2 %
Easy Access
Annual interest rate with bonus 4.10% (variable includes a fixed bonus of 2.75% for the first 12 months)
Annual interest rate without bonus 1.35% (variable)
Fixed Rates
Fixed Rate – 1 year 4.00% (fixed)
Fixed Rate – 2 year 3.65% (fixed)
Holding Account 1.35% (variable)

Interest rates for accounts no longer available to new customers

Interest rates are fixed for the duration of the term and interest is paid in one sum at the end of the term.

Standard Fixed Term Deposit Accounts and Callable Fixture Deposit Accounts

If you have already taken advantage of our bespoke rate offering, please contact your local branch to confirm your interest rate.


1 Gross rate is the interest rate before the deduction of income tax.
2 AER stands for Annual Equivalent Rate. It shows what the interest rate would be if interest were paid and added to your account each year.
3 Tax-free means the interest paid will be free of UK Income Tax and Capital Gains Tax.