Rates & fees

The information detailed in this section is for existing customers only. These products are not available to new customers.

Savings and Deposit rates


 

GB Personal Customer

No longer available to new customers.

All rates correct as at 19 December 2024.

 

Classic Saver

£ Gross1% AER2 %
1+ 1.90 1.90
Less than 1 0.00 0.00
Interest is calculated daily on your closing balance and is paid annually.

Every Day Saver

£ Gross1% AER2 %
1+ 1.90 1.90
Less than 1 0.00 0.00
Interest is calculated daily on your closing balance and is paid quarterly, in March, June, September and December.

 

Business customers

Instant Saver Plus

£ Gross1/AER2 %
1+ 1.60/1.61
Less than 1 0.00
Interest is calculated daily on your closing balance and is paid annually.

Call Account

£
10,000+ The rate of interest applicable to your account will be agreed with you on the date that your account is opened. If you have already taken advantage of our bespoke rate offering, please contact your Account Manager or Customer Service Team to confirm your interest rate.
Interest is paid twice a year in March and September.

 

Online ISA

Easy Access TAXFREE3 /AER2 % (Fixed)
Annual interest rate with bonus 1.90% (variable includes a fixed bonus of 0.35% for the first 12 months)
Annual interest rate without bonus 1.55% (variable)

 

Fixed Rates TAXFREE3 /AER2 % (Fixed)
Fixed Rate – 1 year 2.90% (fixed)
Fixed Rate – 2 year 3.00% (fixed)
Holding Account 1.35% (variable)

Interest rates for accounts no longer available to new customers

 

ISA interest rates no longer available to new customers

1 Gross rate is the interest rate before the deduction of income tax.
2 AER stands for Annual Equivalent Rate. It shows what the interest rate would be if interest were paid and added to your account each year.
3 Tax-free means the interest paid will be free of UK Income Tax and Capital Gains Tax.