How to apply

If you have a Student 3rd level account and want to change to a Graduate account you can do this online.

If you would like to open this account you will need to:

1.Complete an application

Apply online or by telephone using the contact details further down.

2. Prove your identity and address

We’ll try to do this electronically. If we’re unable to, you’ll have to give us the correct documents.

See below for the full list of acceptable documents. This will show you the documents we’ll accept to prove your identity and address. Make sure you refer to the correct section of the list to avoid confusion or delays.

All documentation must be in English.

3. Provide additional documents, if needed

If you do not live in the UK – Send us 3 months’ recent statements from your current bank.

If you are opening an IPLS Borrowing account – send us proof to confirm your course or fees. For example, an invoice or letter from the University.

* Full list of acceptable documents

If you apply online and:

a. agree to the use of facial recognition technology to verify your identity, a selfie plus two documents (one from box A and one from box B) are required. These documents don’t have to be certified.

Photographic identity document ( Box A )	Address verification document (Box B)
Book type Passport (current, valid and signed)	UK/Irish full/provisional driving licence (photocard part) – When not used for box A
EU national identity card (with photo and DOB)	HMRC/Revenue Commissioners correspondence, e.g. tax coding, etc. (dated within the last 13 months) (P60/P45 not acceptable)
UK or Irish Driving Licence – photo card version only (full or provisional) (current and valid)	Local authority correspondence (e.g. rates/council tax) (dated within the last 13 months)
Irish passport photo card (current and valid)	Correspondence from DWP/benefits agency e.g. pension/allowance benefit (dated within the last 13 months)
	Household utility bill/e-bill¹(gas, electric, household charge, home broadband and home phone, waste and water charges) (not mobile phone or dongle contracts) (dated within the last 6 months)
	Bank/building society/credit card/Credit Union statement/e-statement¹ (dated within the last 6 months)
	Mortgage statement/e-statement¹ (dated within the last 13 months)

¹E-bills and e-statements can only be accepted where a passport, driving licence or EU ID card is provided as the Box A.

All documents produced by customer must be originals.

b. Do not agree to the use of facial recognition technology, a selfie plus two documents (one from box A and one from box B below) are required. These documents must be certified by

Accountant, Solicitor, Barrister, Attorney, Commissioner of Oaths/Notary Public, Justice of the Peace
Bank or Building Society Official
Post Office Official (UK only)

Photographic identity document (box A)	Address verification document (box B)
EU/EEA/US/Canadian/Australian Driving Licence Card	UK/Irish full/provisional driving licence (photocard part) – When not used for box A
Electoral ID Card (NI only)	HMRC/Revenue Commissioners correspondence, e.g. tax coding, etc. (dated within the last 13 months) (P60/P45 not acceptable)
UK Biometric Residency Permit card Translink Smart & Senior Smart Pass (NI only)	Local authority correspondence (e.g. rates/council tax) (dated within the last 13 months)
Student ID/Registration Card detailing Date of Birth (NI only)	Correspondence from DWP/benefits agency e.g. pension/allowance benefit (dated within the last 13 months)
	Household utility bill/e-bill¹(gas, electric, household charge, home broadband and home phone, waste and water charges) (not mobile phone or dongle contracts) (dated within the last 6 months)
	Bank/building society/credit card/Credit Union statement/e-statement¹ (dated within the last 6 months)
	Mortgage statement/e-statement¹ (dated within the last 13 months)

¹E-bills and e-statements can only be accepted where a passport, driving licence or EU ID card is provided as the Box A.

All documents produced by customer must be originals.

If you apply over the phone and:

a. upload your documents using our Document Uploader, a selfie plus two documents (one from box A and one from box B below) are required:

Photographic identity document (Box A)	Address verification document (Box B)
Book type Passport (current, valid and signed)	Utility bill dated within the last 6 months.
Your current UK/EU/USA/Canada/Australia full photo card driving licence (signed and less than 10 years old)	A Bank, Building Society, Credit Union or Credit Card statement (dated within the last six months) or a Mortgage statement (dated within the last 13 months).
Your current UK or Irish provisional photo card driving licence with your current address (less than 3 years old)

All documents produced by customer must be originals.

If you apply over the phone or online and bring your documents to a Bank of Ireland UK branch:

b. Two documents (one from box A and one from box B) are required. These documents must be originals.

Photographic identity document (box A)	Address verification document (box B)
Passport (current, valid and signed)	UK/EU/EEA photocard full/provisional driving licence (photocard part) – When not used for Box A
EU national identity card (photographic)	UK full (old-style) driving licence (current non-photocard type) – When not used for Box A
UK/EU/EEA photocard full driving licence (photocard part) (current and valid)	HMRC/Revenue Commissioners correspondence, e.g. tax coding, etc. (dated within the last 13 months) (P60/P45 not acceptable) – When not used for Box A
Provisional driving licence (photocard part) (current, valid and not more than 3 years old)	Local authority correspondence (e.g. rates/council tax) (dated within the last 13 months)
UK full (old-style) driving licence (current non-photocard type)	Correspondence from DWP/benefits agency e.g. pension/allowance benefit (dated within the last 13 months) – When not used for Box A
Electoral ID card (NI only)	Utility bill/e-bill¹(not mobile phone or dongle contracts) (dated within the last 6 months)
UK biometric residency permit	Bank/building society/credit card/Credit Union statement/e-statement¹ (dated within the last 6 months)
Translink Smart and Senior SmartPass for customers over 60 (NI only)	Mortgage statement/e-statement¹ (dated within the last 13 months)
Correspondence from DWP/benefits agency e.g. pension/allowance benefit (dated within the last 13 months)	Letter from solicitors confirming recent house purchase (dated within the last 3 months).
Tax coding notice/assessment (dated within the last 13 months)
UK disability Blue Badge with photo (current and valid)
Home Office application registration card (current and valid)
Home Office immigration status document accompanied by proof of right to reside

¹E-bills and e-statements can only be accepted where a passport, driving licence or EU ID card is provided as the Box A.

All documents produced by customer must be originals.

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Switching is easy

With the free Current Account Switch Service you can switch your current account to us in in just 7 working days. It is a simple, reliable and stress-free stress-free way which is backed by the Current Account Switch Guarantee. Plus you can apply for an interest free and fee-free arranged overdraft for a period of three months from the date you open your account, subject to our current lending conditions.

To complete your switching application make sure to have at hand: