Applying for a mortgage can seem stressful. There’s the challenge of saving up enough money for the deposit and also the challenge of saving up enough to cover all the other costs associated with buying a home. And then there’s the process of applying, gathering together all your paperwork. Fortunately, help is at hand.
Support when you apply for a mortgage
A Bank of Ireland UK mortgage adviser can help make the mortgage journey a little less daunting by talking you through the application process and explaining what documentation you need to provide. Below are some examples of how they can help you.
Jackie decided to go ahead with her mortgage application with Bank of Ireland UK because of the support she and her partner got from her mortgage adviser.
“Our mortgage adviser understood our circumstances, understood our accounts because she had conversations with us face to face and went through everything with us.
She knows her stuff so it put our minds at ease knowing she was looking after us.”
The support of a mortgage adviser can make all the difference especially if your financial or personal circumstances are not straightforward.
Caroline and her husband decided to apply for a mortgage together. She felt her mortgage situation and application would be complex as both her and her husband’s had other mortgages at different banks.
She credits her mortgage adviser for making the mortgage process less complex and giving her and her husband the peace of mind.
“We really warmed to him and he gave us confidence that we would be able to get this mortgage despite having a number of other mortgages.
The mortgage application process is flexible.
We understand that you can’t always get away at lunchtime or afford to take time off during the day to talk to a mortgage adviser.
To find your local mortgage adviser and arrange a convenient time to have a more detailed discussion about your individual needs, click here.
If that doesn’t suit you, you can also call our advisers at Bank of Ireland UK “Mortgages Direct” on 0800 169 0082.
You can also make your application online at www.bankofirelanduk.com/mortgages/ways-to-apply/