Elective and Intercalated Documents These are the most up to date versions of these documents. Contract Documents Guide to personal banking (NI)ViewPrint Personal current account terms and conditionsViewPrint Personal current account charges explainedViewPrint Overdraft brochure UKViewPrint Overdraft T&Cs – valid from 19th Jan 2023 (NI)ViewPrint Our Rates and Service Charges Rates and Products GuideViewPrint Schedule of service charges for personal customersViewPrint Privacy Notice BOI UK privacy noticeViewPrint Deposit Guarantee Scheme Deposit Guarantee Scheme - Information Sheet ViewPrint Other useful documents Smarter bankingViewPrint Using our bank services at Post OfficeViewPrint