Features
Fixed rate:
Ideal if you want budgeting certainty. Fixed rate mortgages provide security from higher interest rate rises by fixing your monthly repayment for a set length of time. The amount you pay will stay the same throughout the length of the deal. This means if rates rise or fall during this period, the amount you pay will stay the same.
Variable rate:
Our variable rate mortgage is linked to our Standard Variable Rate (SVR) for the entire mortgage term. This means should our SVR rise or fall, so will your monthly repayment. You’ll need to make sure you have enough money to cover any increase in your payment.
Our SVR can change at any time but normally follows the Bank of Ireland UK Base Rate, meaning if this rate changes so will our SVR. We’ll write to you about any increase before we take the new payment.
Full written details and quotations are available on request. All mortgages are subject to status and valuation and are only available to persons over the age of 18 years.
All information correct as at October 2024.
Bank of Ireland Group provides mortgages in the UK through “Bank of Ireland Mortgages” and “Bank of Ireland UK”.
If you are in doubt as to your mortgage provider or have any queries relating to our UK mortgage products or services please contact our UK administration centre at:
Bank of Ireland (UK Mortgages)
PO Box 3191
Bristol
BS1 9HY
Phone: (0117) 979 2222
Email: mortgage.services@boipluk.co.uk