Term extension calculator

Use this calculator to see how extending your term can affect your monthly payment and the total amount to pay back over the length of your mortgage.

You’ll find the details you need in your hub, mortgage statement or mortgage Offer.

 

This calculator is just a guide to give you an idea of what your mortgage payment would be and the total amount you’ll pay over the mortgage term.

We’ve made the following assumptions about your mortgage:

  • Calculations are based on your current mortgage being on a repayment (capital and interest) basis
  • You make your payments on time for the rest of your term
  • We calculate your interest daily and add it to your account monthly
  • There are no other changes to your mortgage which may affect your monthly payment such as a change in interest rate, a further change to your mortgage type or term, or any overpayments made.